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stimulus credit question

Posted on: 11th Jun, 2009 04:46 pm
My parents put me on their deed last summer. The mortgage is in their name. We have lived together for 12 years. My husband and I are thinking of buying a home as our primary residence in another state. Would we qualify for the $8000 tax credit? Or would just my husband qualify if we only purchased the home in his name?
turbogirl

Welcome to the forum

These are the guidlines for $8000 tax credit

- The tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
-The tax credit does not have to be repaid, if you stay in the house for atleast 3 years.
-The tax credit is equal to 10 percent of the homes purchase price up to a maximum of $8,000.
-The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.
-Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
- For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse

Sorry to give this news, but looks like you do nto qulify for tax credit

Good luck and feel free to ask
Posted on: 11th Jun, 2009 08:14 pm
yes your husband will qualify for loan on his name
Posted on: 12th Jun, 2009 01:45 am
Mr Sunil87020

Please read the above post before giving wrong answers.
Posted on: 12th Jun, 2009 07:55 pm
After reading the post above i dont think you will qualify for the tax credit.
Posted on: 13th Jun, 2009 12:26 am
Thanks everyone for your responses. I guess we shouldn't have put my name on the deed last year. Oh well, live and learn!!
Posted on: 13th Jun, 2009 05:09 pm
Good luck turbigirl

Also depends which state you live in, some of the states are also offerring soem tax credit. Please check about it

Good luck and feel free to ask
Posted on: 13th Jun, 2009 06:17 pm
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