Posted on: 11th Jan, 2010 02:19 pm
Im a first time buyer .Im looking at moble homes under 20k .my credit score is only 611 and I have a $2000 credit card debt that is 14 yrs old.I have to buy by the end of the month.I've been at my job for three yrs and make 35k pr yr before bonus.I havn't tried to get a loan yet because I dont want a bunch of places running my credit and bringing it down.any chance and if so any good programs?
Hi kosfctr!
Welcome to forums!
You can apply for FHA loans and check out with the lenders if you can qualify for it. If you start paying off your credit card debt, it'll help you improve your credit score to some extent. This community has a large number of lenders. You can speak to them and seek a no obligation free mortgage consultation from them which will help you know whether or not you would qualify for a loan.
If you do not get a mobile home loan for the required sum, you can go for personal property loans. These loans are available with the retailers who sell mobile homes.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You can apply for FHA loans and check out with the lenders if you can qualify for it. If you start paying off your credit card debt, it'll help you improve your credit score to some extent. This community has a large number of lenders. You can speak to them and seek a no obligation free mortgage consultation from them which will help you know whether or not you would qualify for a loan.
If you do not get a mobile home loan for the required sum, you can go for personal property loans. These loans are available with the retailers who sell mobile homes.
Feel free to ask if you've further queries.
Sussane
kosfctr,
if you're looking for a mobile home loan, you can get a quote online, pretty easily from one of the sites in my sig, they offer mortgages, equity loans, refinance and mobile home loan quotes without charge or obligation, based on the info you supply so they won't pull your credit.
if you want to go ahead with the loan the lender will need to confirm the information you've supplied is correct, but that's standard of course.
if you're looking for a mobile home loan, you can get a quote online, pretty easily from one of the sites in my sig, they offer mortgages, equity loans, refinance and mobile home loan quotes without charge or obligation, based on the info you supply so they won't pull your credit.
if you want to go ahead with the loan the lender will need to confirm the information you've supplied is correct, but that's standard of course.
for someone to "buy by the end of the month" the initial query has to be made long before the 11th of the month. you need to speed up.
