Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

parent co-signer FTHB question

Posted on: 15th Sep, 2009 11:59 am
My daughter is the first time home buyer, qualifies for the FTHB credit.
I am co-signing for the house - I will NOT be liviing in the house nor qualify credit. My question is since I am NOT living in the house, no qualfied for the credit, DOES MYDAUGHTER STILL GET THE CREDIT? (Hopefully the answer is YES). Thank you soooo much
Hi hensche!

Welcome to forums!

If you do not qualify for the first time homebuyer tax credit, then you should not include your name in the mortgage or the property deed. If you do so, it may make your daughter ineligible for taking advantage of tax credit.

Feel free to ask if you've further queries.

Sussane
Posted on: 15th Sep, 2009 08:45 pm
the following is directly from the irs website:



so go ahead and co-sign for your daughter and get her a form 5405 so she can apply for and receive her tax credit.

[System detected duplicate content, converted into image. Thanks.]
Posted on: 17th Sep, 2009 11:45 am
If you owned a house in the last three years and co-sign your daughter will also not get the credit
Posted on: 20th Sep, 2009 06:36 pm
sunny, please read my post. that information is directly from the irs, and if a first time homebuyer has a non-occupant coborrower, that's allowable.
Posted on: 21st Sep, 2009 08:47 am
Opps. My mistake I missed it
Posted on: 21st Sep, 2009 05:28 pm
it happens...
Posted on: 22nd Sep, 2009 07:10 am
Page loaded in 0.085 seconds.