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Home tax credit on title but not mortgage

Posted on: 24th Nov, 2009 06:23 pm
We want to help our daughter purchase her first home. Her credit is not good and she cannot qualify for a mortgage. My husband and I are looking to obtain a mortgage in our names only and was told it would have to be a conventional investment loan. We plan to put our names and hers on the title. Would she be eligible for the Federal new home tax credit? Also, can we use this as an investment deduction on our federal income tas statement? She will be paying us for most of the mortgage.
Hi tomary,

As the mortgage will be in your name, I think you will be able to use this as an investment deduction on your federal income tax statement. As far as the federal tax credit is concerned, it has been extended and expanded. Check out the given page to know about the eligibility criteria:
http://www.mortgagefit.com/homeloan/taxcredit-extension.html

Thanks
Posted on: 24th Nov, 2009 10:25 pm
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