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First time home buyers 3 year deal

Posted on: 11th Jun, 2009 05:05 pm
Please help me define what is three years. Are they counting months or days? For example, if I sold my last home on 22 July 2006 and will close on my next home on 29 June 2009, do I meet the 3 year criteria?

Please post answer to my email address also.

"danny.bordeaux@us.army.mil"

Thank you, Danny

[size=9:225ce026aa][color=Red:225ce026aa][Email address deactivated as per forum rules][/color:225ce026aa][/size:225ce026aa]
danny

Welcome to the forum

Yes they will be probably counting is days. Since you are so close, if you can delay your closing by 4 weeks, then you be in a good situation.

You donot want to lose that $8000 just becuase you were short by 1 month.

Good luck and feel free to ask
Posted on: 11th Jun, 2009 07:57 pm
Also some of the guidliens for the $8000 credit

The tax credit is for first-time home buyers only. For the tax credit program, the

IRS defines a first-time home buyer as someone who has not owned a principal

residence during the three-year period prior to the purchase.
-The tax credit does not have to be repaid, if you stay in the house for atleast 3

years.
-The tax credit is equal to 10 percent of the homes purchase price up to a maximum

of $8,000.
-The credit is available for homes purchased on or after January 1, 2009 and before

December 1, 2009.
-Single taxpayers with incomes up to $75,000 and married couples with incomes up to

$150,000 qualify for the full tax credit.
-For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse

Good luck and feel free to ask
Posted on: 11th Jun, 2009 09:49 pm
It includes day counting.
Posted on: 12th Jun, 2009 02:01 am
Yup you would be eligible for the credit after that date.
Posted on: 12th Jun, 2009 06:43 am
Yes you will get the tax credit if you close any day after the 3 years have passed.
Posted on: 15th Jun, 2009 03:51 pm
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