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First time home buyers

Posted on: 23rd Feb, 2010 07:23 pm
My wife buying a new home.Can she qualify for first time home buyer for $8000 since she married to me which I already own a house.Her name is not listed nor included in my home name mortgage loan.We file our income tax return jointly. second question.Can she qualify for repeater home buyer for $6500.I own the house for 8 successive years.Thanks for your help :wink:
If your wife has not owned a property in her name for the last 3 years, then she can purchase a new home and claim the tax credit of $8000. However, as her name is not on the deed of your property, then she won't be able to claim the repeat tax credit of $6500. You will able to claim that tax credit, though.
Posted on: 24th Feb, 2010 02:38 am
If you wife hasn't owned a home in 3 years and is not on the Title of your current home; she is eligible for the $8000 Tax Credit.
Posted on: 24th Feb, 2010 04:26 am
The criteria for the $8,000 tax credit is: If you are married, neither you nor your spouse may have owned a main home in the last three years.

You are married. Your husband owns a main house. She is NOT eligible for the $8,000 tax credit.

You and she may qualify for the $6,500 if you sell the present home.
Posted on: 24th Feb, 2010 10:54 am
I apologize. John is correct.
Posted on: 24th Feb, 2010 10:59 am
Ted, you need to apologize twice. You posted twice above.

Only kidding.

Between tax credits and all the different lender's guidelines on how to put what and where to put it on the new GFE, my head is spinning.,
Posted on: 24th Feb, 2010 11:09 am
Thanks for all your quick response.My wife does not owned any property in her name and does not included her name in deed of property/title.
John, you said I may qualify for $6500 if I sell the present home. I will not sell my present home leave it for rent. Can I still qualify for repeater home buyers $6500.
Posted on: 24th Feb, 2010 06:52 pm
Hi everyone,

I am currently working on a website that I think would be beneficial to this group.

An eBook which reveals on how to use the TAX CREDIT

* Learn how to utilize the tax credit EVEN IF YOU DO NOT QUALIFY FOR A
MORTGAGE!
* Learn how to file for the tax credit and get the rebate.
* Learn how to structure the terms of the purchase.
* Who qualifies and for how much.
* Includes tips for buying or selling a home.

"http://www.taxcreditebook.com/"

Good luck
Bong Simpao

[Link deactivated as per forum rules. Thanks.]
Posted on: 24th Feb, 2010 11:58 pm
Posted on: 25th Feb, 2010 06:11 am
thanks for all your reponse
Posted on: 25th Feb, 2010 09:32 pm
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