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mortgage law

Posted on: 28th Sep, 2008 07:11 pm
In the state of florida a women took out a loan on a house, the house is paid for. The women then takes her name off the deed and put her daughter name on it, the woman then dies what happens to the mortgage?
Hi danocoats!

Welcome to forums!

As the daughter now owns the property, the lender will ask her to pay the mortgage. The daughter can go for refinancing and transfer the mortgage in her name.

Feel free to ask if you have further queries.

Sussane
Posted on: 28th Sep, 2008 07:50 pm
Hi danocoats!

If the deed has the daughter's name, then, the lender will ask her to clear off the debts.

Thanks,

Jerry
Posted on: 29th Sep, 2008 03:59 am
if the mortgage is paid off then there isn't a mortgage left on the house and the deed is in the daughters name so the daughter owns the house.
Posted on: 29th Sep, 2008 04:49 am
thank you cedric - i read the first two responses and i was fearful that nobody recognized that the mortgage didn't exist any longer.


i just realized the similarity in our companies' names - i hope the next guy looking for freedom mortgage texas doesn't call me and vice versa for the next guy looking for freedom mortgage corporation. if it happens, one of us will owe the other.
Posted on: 29th Sep, 2008 11:24 am
There is no mortgage so I don't understand why the question was asked. Unless it was meant to be a trick question to see how many people would catch it.
Posted on: 30th Sep, 2008 12:48 am
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