Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

deed in lieu vs. short sale

Posted on: 02nd Oct, 2008 07:27 am
Thank you -

I live in FL. I must stop all payments due to medical plus loss of income.

Does a short sale protect you from forclosure - if you stop paying your montlhy mortgage?

Does the option of a short sale apply to vacant land?

What is the short sale credit benefit vs DIL in this scenerio.

I have communicated my hardship to the Bank -- What would you do?
Unfortunatley a shortsale does not stop the bank from seizing the property. A short sale is worked out between you and the bank to sell the property for less than is owed. Some shortsales cover what is owed, some a little less, but the point of the short sale is to recoup the loan and unload the property as quickly as possible. But there are stipulations to the short sale and you should be aware of them immediately.

The following comes from wikipedia and is pretty explainatory: ( I hope it helps answer your questions.



[System detected duplicate content, converted into image. Thanks]
Posted on: 02nd Oct, 2008 08:24 am
based on what i just read, it makes me feel a little bit better about wikipedia's ability to have valid content.

thanks for sharing, elnora.
Posted on: 02nd Oct, 2008 08:57 am
Thank you for your fast response ! Have a Great Day!
Posted on: 02nd Oct, 2008 10:34 am
Page loaded in 0.079 seconds.