Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

name on loan vs name on deed (florida)

Posted on: 13th Oct, 2009 11:45 am
my family member learned of his wifes prior bankruptcy at the closing of a house they were attempting to purchase. in order to complete the transaction, "it" had to be in his name only.

i assume "it" was the loan.

does that also mean her name is not on the deed?

and what rights does she have to the house by virtue of being married to him?

thank you in advance...
Hi luckycharmfarm,

You are correct in assuming that "it" refers to the loan. It does not mean that the wife's name is not on the property deed. You will have to check out the property deed in order to see if the wife's name is included in it. If the wife's name is not on the property deed, then she won't have any rights to the property.

Florida is not a community property state. So, the wife will not have any rights to the property just because she is married.
Posted on: 13th Oct, 2009 07:36 pm
If the wife isn't on the loan, she isn't on Title either.
Posted on: 13th Oct, 2009 08:16 pm
Hi Guest,

As the wife is not on the title of the property, she will not be considered as a owner of the property. Thus, she won't have any claim over the property.
Posted on: 14th Oct, 2009 12:23 am
Page loaded in 0.072 seconds.