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Company Loan Type APR Est. Pmt.

1099-A

Posted on: 23rd Feb, 2010 05:42 am
I received a 2009 1099-A "Acquisition or Abandonment of Property." The current balance of the loan is higher than the FMV; do I need to file anything with the IRS this year? Will I be receiving a 1099-C on a later date? The lender foreclosed the property which is not our primary residence.

Thanks.
Hi Ann!

Welcome to forums!

If the lender has forgiven the deficient balance, then you would receive a 1099c. The IRS can charge taxes for this forgiven amount. You should contact a tax adviser and he may be able to guide you in this regard.

Feel free to ask if you've further queries.

Sussane
Posted on: 23rd Feb, 2010 09:34 pm
It is the same what I got from my lender. The question is: Do I have to pay taxes if I got 1099 form and the balance of principal outstanding is bigger than FMV?
Posted on: 10th Feb, 2011 08:11 pm
sorry, I got 1099 A form
Posted on: 10th Feb, 2011 08:12 pm
I am currently in Bankruptcy , I received a 1099a form do I have to claim on my taxes because my bankruptcy is not completed? The house is already been taken bank from the bank. No one seems to have answer. My account or bankruptcy lawyer. HELP!!!!
Posted on: 15th Feb, 2011 08:13 pm
Hi!

Welcome to forums!

To Laguna,

If your lender forgives the outstanding balance resulting from the property sale, then you'll be liable for paying the taxes on that amount. But in that case, you'll receive the 1099c form.

To Nikki,

You will have to attach the form with your tax documents. You should contact a tax adviser and he will guide you further in this regard.

Feel free to ask if you've further queries.

Sussane
Posted on: 16th Feb, 2011 08:59 pm
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