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Foreclosure Act 91

Posted on: 15th Jan, 2010 12:55 pm
Do all lenders have to work with you if you are approved for HEMPA. Our lender said don't apply because you will not qualify and we won't work with anyone and you should sell before we foreclose on you. Is ACT 91 a law where they have to work with us if we are approved by HEMAP aid??

The lender is HomeEq and what I have read on line they are just out to foreclose on homes

Please Help
As per ACT 91, the Homeowners Emergency Mortgage Assistance Program (HEMAP) will help you when you are facing foreclosure. Rather than contacting your lender, you should contact your local HEMAP housing counseling office and check out if you can get any help from them.
Posted on: 16th Jan, 2010 01:10 am
will they take your soc sec and pension if you foreclosing on your home
Posted on: 23rd May, 2010 04:38 pm
Hi Guest,

Social security income and retirement income are exempt from garnishment. The lender will not be able to garnish those income.
Posted on: 23rd May, 2010 11:29 pm
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