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looking to buy home

Posted on: 21st Oct, 2009 01:33 pm
credit scores
wife 525 on job 4+ yr 65K a year
spouse 626 on job 2+ yr 50k a year

we had a foreclosure 2 yrs ago, have charge offs on credit report, have been renting for 2 year with no late payments, have never been late on 2 vehicle loans, what are our chances, what should be do first
Hi Roses,

I think you asked this in another forum? you will probably have to wait for at least another year before you can get another loan.

In the mean time you might want to consider using that time to try and boost your credit scores if possible to put you in a better position when you are able to go after a loan.

If you have any other debts you'll want to consider paying them off or consolidsting them prior to going for another mortgage.
Posted on: 21st Oct, 2009 03:12 pm
Posted on: 21st Oct, 2009 07:35 pm
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