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Forclosure after Discharge

Posted on: 22nd Aug, 2009 08:55 pm
If I let my upside down house go (Chapter 7 discharged) into Forclosure, take with us appliances, fixtures and cabinents we installed with our Refi's and Consumer Credit, is there any legal recourse our Mortgage lender can do to us?
hi kdowhower,

i hope you haven't reaffirmed the loan while you were in chapter 7 bankruptcy. in such a situation, the lender will not be able to sue you for the deficient amount as you are not personally liable for the mortgage anymore.

thanks
Posted on: 23rd Aug, 2009 09:41 pm
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