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How do I homestead my home

Posted on: 27th Oct, 2008 11:14 am
Greeetings@
How do I homestead my home to protect it from foreclosure, judgements or bankruptcy if I have to file. It is not part of my mortgage. I am disabled
Hi Ruth Clark!

Welcome to forums!

In order to qualify for homestead, you will have to one of the owner's of the property of the property or a qualifying relative of the owner. You will also have to occupy the property as a primary residence.

In order to file homestead, you will have to contact the County Property Records and Taxation office. You will have to provide them with the names as well as the Social Security Numbers of all the owners. You will also have to file a Certificate of Real Estate Value.

To know more about homestead exemption, visit the given link:
http://www.mortgagefit.com/know-how/homestead-exemption.html

Feel free to ask if you have further queries.

Sussane
Posted on: 27th Oct, 2008 08:01 pm
What does this actually mean.? What will it protect my home from.?
Posted on: 15th Dec, 2008 10:32 am
Hi Wendy Goldsmith,

Homestead exemption is designed to protect the value of the homes of residents from creditors, property taxes, as well as circumstances arising from the death of the homeowner spouse. Homestead exemption laws are known for 3 primary features. It prevents the forced sale of a home to meet the demands of creditors. It provides the surviving spouse with shelter. It also provides an exemption from property taxes which can be applied to a home.

Thanks,

Jerry
Posted on: 16th Dec, 2008 12:17 am
can you homestead in the state of Oregon?
Posted on: 28th Feb, 2009 07:47 pm
Hi angelica,

As far as I know, Homestead exemptions are available in Oregon. However, homestead laws vary from state to state so you can consult an attorney who will help you in understanding the whole thing.
Posted on: 01st Mar, 2009 09:02 pm
Can I homestead my home now because I lost a lawsuit and expect the other party will sue me for attorney fees?
Posted on: 22nd Mar, 2009 07:33 pm
Hi aarennels,

I don't think you'll be able to homestead the home now just to save your property from the other party.

Thanks
Posted on: 22nd Mar, 2009 09:49 pm
aarennels
it is really not possible for you to make it. i really do not have the right option for you in this case. so better you consult your attorney (if you can afford) for this complicated case. :idea:
Posted on: 23rd Mar, 2009 01:51 am
You claim your property as homestead by going to your tax office and completing a homestead exemption form. Nothing to it. It may eve be avaliableo online and you can mail it in.
Posted on: 26th Mar, 2009 01:06 pm
My civil case will go on trial in Jan 2010, and it looks like they will win. Can I homestead my home now? I am disabled and on SSI so money is tight.
Posted on: 03rd Jun, 2009 12:19 pm
You can apply for a homestead now. However, applying for homestead just to save the property from a judgment may be considered as a fraud. Consult your attorney before taking any step.
Posted on: 03rd Jun, 2009 11:35 pm
I own a mobile home which I paid for with my inheritance. mywife is a joint tenant so she can live here after my death. I am disabled and she owes taxes from before we were married in 06. Can I homestead the mobile to protect it from bankrupcy or from the IRS. It is all we have and is over 40 yrs. old
Posted on: 01st Dec, 2009 03:25 pm
If you're the owner of the property, then you can definitely apply for a homestead. You will have to contact the tax office in order to file homestead.
Posted on: 02nd Dec, 2009 02:08 am
where on line can i find the forms to fill out an mail in?
Posted on: 26th Jan, 2010 02:10 pm
where on line can i find the forms to fill out an mail in?
Posted on: 26th Jan, 2010 02:10 pm
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