Posted on: 23rd Oct, 2012 01:47 pm
my niece's husband moved out abruptly in august. she has since found out that he stopped making payments on the house and it went into foreclosure this october.
due to her credit history at the time, her husband purchased the home based on his credit and income. she has since found out that he got the mortgage and a refi by fraudulently claiming he was a "single man". she has been trying to finance the home herself, but the lender she was working with has stopped the process since discovering a document that her husband forged her signature on, stating that she was an ex-fiancé and would remove her name from the joint checking account after the home buying process was completed.
she has tried to work with boa, who has the current mortgage, but they will not even talk with her because her name is not on the loan.
she has been making payments since her husband moved out, she was writing monthly checks to her husband for the mortgage, which he now know he was cashing.
also, when he moved out he transferred the quit claim deed to her name. she cannot afford legal costs, as she is putting everything into trying to save her home.
is there anyway to interrupt the foreclosure process in light of these discoveries, or is she pretty much out of luck at this point?
this is in snohomish county, washington state.
due to her credit history at the time, her husband purchased the home based on his credit and income. she has since found out that he got the mortgage and a refi by fraudulently claiming he was a "single man". she has been trying to finance the home herself, but the lender she was working with has stopped the process since discovering a document that her husband forged her signature on, stating that she was an ex-fiancé and would remove her name from the joint checking account after the home buying process was completed.
she has tried to work with boa, who has the current mortgage, but they will not even talk with her because her name is not on the loan.
she has been making payments since her husband moved out, she was writing monthly checks to her husband for the mortgage, which he now know he was cashing.
also, when he moved out he transferred the quit claim deed to her name. she cannot afford legal costs, as she is putting everything into trying to save her home.
is there anyway to interrupt the foreclosure process in light of these discoveries, or is she pretty much out of luck at this point?
this is in snohomish county, washington state.
Hi Bylloh!
Welcome to forums!
She will have to contact an attorney and take his/opinion in this regard. The attorney will be able to guide her further in this regard and let her know whether or not she can take any action in this regard.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
She will have to contact an attorney and take his/opinion in this regard. The attorney will be able to guide her further in this regard and let her know whether or not she can take any action in this regard.
Feel free to ask if you've further queries.
Sussane
Hi Bylloh,
I agree with what Sussane has said. Your niece should contact a local attorney and take his help in this process. He will go through the whole case and let her know whether or not she will be able to stop the foreclosure process.
Thanks
I agree with what Sussane has said. Your niece should contact a local attorney and take his help in this process. He will go through the whole case and let her know whether or not she will be able to stop the foreclosure process.
Thanks
A few years ago my sister transfer did a quit claim deed giving her share to me . I want to give her back 50 percent .We find that the title deed is still in my sister and mothers name. Do we still need to do a quit claim deed?
Hi Mello,
If the new deed has not been recorded at the county recorder's office, then I don't think there is any need to change anything. Nevertheless, it will be better if you could contact a real estate attorney and take his help in this regard.
If the new deed has not been recorded at the county recorder's office, then I don't think there is any need to change anything. Nevertheless, it will be better if you could contact a real estate attorney and take his help in this regard.