Posted on: 14th Nov, 2010 07:26 pm
Hi! My first time here. Foreclosure started on our house in 2006. We filed ch7 in 4/07 and was discharged in 8/07. We gave up our house. The problem is it has not sold in Sheriff sale (we are in OHIO). Last time up for sale was in mid 2009. When looking online on the county website, it says "closed". But when I look up the house it is still in our name. The taxes have not been paid on it either. We moved out in Nov 07 and are renting a house we want to buy. We have perfect credit and 20% to put down. My question is what do we do to get this house out of our name? Are we able to do a quitclaim deed to the mortgage company?
Thanks for all your help!!
Thanks for all your help!!
Hi craig_sandy,
If you meet the required loan criteria, then you will be able to take out a mortgage and buy a property in your name. As the mortgage has been discharged in your bankruptcy filing, you're not personally liable for it. Thus, it won't pose a problem for you.
Thanks
If you meet the required loan criteria, then you will be able to take out a mortgage and buy a property in your name. As the mortgage has been discharged in your bankruptcy filing, you're not personally liable for it. Thus, it won't pose a problem for you.
Thanks
I thought since we returned the house in ch7 that we still had to wait 3 years after our names are removed from the deed? If not, you made my day!
Thanks!!
Thanks!!