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Company Loan Type APR Est. Pmt.

Foreclouse

Posted on: 26th Sep, 2009 12:03 pm
They just had the lift of stay removed how long does it take for Wells fargo to foreclourse on your property. I have tryed and tryed for a loan modification and all I get is it is still in the review again and again. We filed chapter 7 and have been release. I just want enough time to move our stuff but the lawyer said we have to keep up the house till they time it over but how long is that we live in the country and to find a please to rent is hard so how long do we have they have not serve us with foreclouse papers yet.
All that woulde depned on how quicky they can process this

Normally these days lendersare taking 3 - 6 monthsto complete the entire foreclosure process

Also you will also get a notice for vactign the house and when the house islisted for auction
Posted on: 26th Sep, 2009 12:54 pm
it will be difficult to say. but you will get min 2 months
Posted on: 26th Sep, 2009 01:04 pm
Brom, I may be mistaken but I believe that, depending on the manner in which you are seeking a loan mod and which program you are going through, stipulations may exist as part of the program that are supposed to stay all foreclosure action until such time as a modification is determined to be feasible or not. I'd look into that ASAP...

And to get a better idea of the time frame you are dealing with try looking up your state laws on foreclosures. You could potentially have anywhere from 30 days to 6 months or more depending on where you live...
Posted on: 26th Sep, 2009 02:52 pm
Mike the normal time for foreclsoureis 30 to 60 days as you ahve mentined, but with so many foreclosures going on now, lenders are takign mroe than that and also they do not want oflood the market with toomany foreclosures

They knwo thats not good for them also
Posted on: 26th Sep, 2009 03:04 pm
Sunny, the foreclosure process varies from state to state to state. Assuming from your s/n that you're in CA, the process there may be entirely different from wherever Brom is from or from NH were I am for that matter. There is no single blanket answer to this question ESPECIALLY if there is any kind of redemption period in a given state.

Each state is going to have their own set of rules that a note holder/servicer has to follow in order to foreclose.
Posted on: 27th Sep, 2009 10:01 am
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