II have been sent a "summons" for foreclosure. What do I do now?

Welcome fannie,

You should contact an attorney and he may assist you in this regard.

We were served on 10/29/2012. I can not afford a lawyer and legal aid says my family of 3 makes to much money for their help. I have to file on my own. Any words of wisdom? I am using the form posted by drl213 as a starting point.

Also we are in the modification process with our bank but are waiting on the underwriters. Can I ask for an extension? We have tried contacting local agency's set up to help but either we make to much or they never get back to us when they say they will. Sad thing is I could quit my job and get all kinds of aid, (medical, daycare and other wise) but my partner and I have to much pride for that.

HI julie!

Welcome to forums!

Yes, you can definitely apply for an extension. But it will be the lender's discretion as to whether or not he will consider your request.

Sussane

I am a previous owner to the said foreclosed property. The Paragraph referencing me and my Title company (at the time) states,
"That {FULL NAME} may claim some interest in the property described in the subject Mortgage due to that certain Instrument recorderd in Official Records, Book #, Page # of the Public Records of **** county, Florida; however said interest is subject, subordinate and inferior to the lien of the Mortgage held by the Plaintiff".
The Instrument that it is referencing is MY mortgage note from when I bought the place.

What do I answer on all the counts??

Help.

Hi Laurel,

You should get this clarified from a real estate attorney and take his opinion in this regard.

Thanks