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Can the mortgage company forclose on my home?

Posted on: 13th Jul, 2009 05:56 pm
My husband died the mortgage loan is in his name, I am on the deed of trust,there was no will,no insurance,I am disabled I filed for a tax deferral/exemption on my property taxes. even though I have this in place the mortgage company. sent a letter stating they didn't recongize tax exemptions as this removes them from thier place as 1st lien holder then they paid the taxes and raised my mortgage twice the amount all within 30 day peroid. Can they legally forclose without me having any rights. thank you, Judy
Hi lisacashby!

Welcome to forums!

If the property has been used as a collateral for the loan, then the lender will have the right to foreclose the property. If you are not paying the mortgage dues and have not refinanced the property in your name, the lender will have the right to foreclose the property and sell it off to recover the dues.

Feel free to ask if you've further queries.

Sussane
Posted on: 13th Jul, 2009 07:53 pm
lisacashby


Its a good idea to call your bnak, if you have not called them

Also talk to a attorney

Good luck
Posted on: 14th Jul, 2009 10:51 pm
lisacashby


Its a good idea to call your bnak, if you have not called them

Also talk to a attorney

Good luck
Posted on: 14th Jul, 2009 10:52 pm
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