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Mortgage Community Forums | Forums: Learn from other's experiences | Deceased husband on mortgage only

Deceased husband on mortgage only

Posted on: 10th Jan, 2009 10:07 am
My husband died in Sept 08, The mortgage was in his name for interest rate purposes, I am on the deed. and executrix, sole heir...Do I have to get a new mortgage in order to claim the interest starting in 2009? What happens to the home equity line?
Hi vincenttinamom,

Welcome to the forums.

I think you need to talk to the lender right now. Perhaps he'll suggest a refinance of the existing mortgage, so that you can have your name in it. Only then you can claim the interest in the year 2009.

Good luck
Caron
Posted on: 12th Jan, 2009 03:16 am
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