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Company Loan Type APR Est. Pmt.

Mortgage Insurance Premium FHA

Posted on: 04th Aug, 2009 08:52 am
Hi,

Will the borrower have to pay a Mortgage Insurance Premium if the LTV is less thn 80% on a 30 Year FHA Loan??
Yes.

Always for a 30 year fixed rate mortgage. The size of the down payment does not matter.

Will have to pay the 1.75% of the base mortgage Up Front Mortgage Insurance Premium as well as the monthly mortagge insurance premium.

The monthly premium must be paid at least five years before it can be gotten rid of.
Posted on: 04th Aug, 2009 09:45 am
one needs to pay 1.75% Insurance premium in case of FHA loan
Posted on: 04th Aug, 2009 11:05 am
Guest,

If you take a FHA loan and make less then 20% down then you will have to pay MIP of 1.75% and also monthly PMI
Posted on: 04th Aug, 2009 07:29 pm
Yes you have to pay them for FHA loans and they are higher in amount than conventional mortgage insurance premiums. LTV has rather no significance.
Posted on: 05th Aug, 2009 05:23 am
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