Posted on: 26th Jul, 2009 07:17 pm
Can i get a loan with a fico of 775 and good income? thanks
Hi Julie, If thats your middle score then you can go either conventional loan which does require at least 725 score or a fha loan which only needs a 620 score. Either way with a score of 775 you can go which either way you want.
julie, your credit score is wonderful, but "good" income is meaningless without having a number attached to it. further, we don't know your indebtedness, if any, which is also important. if you elaborate, we can give you better information. nevertheless, if you are accurate in your assessment of your situation, the likelihood of approval would be pretty decent, i imagine.
Hi julie,
Welcome to our forum.
YOU will be edible for loan with 775 fico score. If you have a good income ot will help you to get qualify for loan.
Thanks & Regards.
gunz.ijjistaff.
_____________________________________________________________
You can ask you further queries to us anytime & we will definitely help you.
This is the world's largest mortgage community.
Welcome to our forum.
YOU will be edible for loan with 775 fico score. If you have a good income ot will help you to get qualify for loan.
Thanks & Regards.
gunz.ijjistaff.
_____________________________________________________________
You can ask you further queries to us anytime & we will definitely help you.
This is the world's largest mortgage community.
Your fico score is really good. Depending on your income and your debt, That will determine how much of a loan/mortgage amount you can qualify for. Hope this helps.
A FICO score that?s above 750 is excellent while the scores ranging from 720 to 750 are rated to be very good. you have an excellent rating 775 so some lenders give you better rates or discounts.
What else is expected? you can apply for Mortgage loan
you can go for conventional loan or FHA loan as you wish with such an excellent score... But, other factors will also be considered....
All the best... :D
All the best... :D
doesn't everyone just get overjoyed when they espy a post from someone who has excellent credit? look at all the grins!