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do you have to pay mortgage on a house if you already own it

Posted on: 17th Jun, 2009 12:07 am
do you have to pay mortgage on a house when you own it
Hi

"do you have to pay mortgage on a house when you own it"

If you own the house and want to keep it, you need to pay the mortgage. If the payments are stopped, the mortgage company will foreclose on the property. But if you didn't sign the loan documents, you're not legally responsible to make the loan payments.

However, I'd like you to elaborate on the situation a little more to help me understand the issue.
Posted on: 17th Jun, 2009 05:33 am
both are different issue. pl explain
Posted on: 17th Jun, 2009 06:41 am
MDOUSE1

Welcoem to the forum

Normally you tkae mortgae when you do nto have or do not want to use all yoru money to buy a house. If you are luck and do nto ahev any loan, then you will not pay any mortgage.

But you will still need to pay atleast Property taxes and Insurance will depends on you

Good luck and feel free to ask
Posted on: 17th Jun, 2009 09:04 am
if one owns a house and there is a mortgage on that house, then payment of that mortgage is essential. the alternative (non-payment) would result in the lender taking action to redeem its collateral (foreclosure).

if there is no mortgage on the property, then there is no need to pay a mortgage.
Posted on: 17th Jun, 2009 09:17 am
George were you able to follow any of those other explanations because I got lost. I know it was a vague question but it only became more complicated until you answered.

mortgage=payment
taxes + insurance = payment

no money and no payment = foreclosure = NO MORE HOUSE
Posted on: 17th Jun, 2009 10:50 am
George were you able to follow any of those other explanations because I got lost. I know it was a vague question but it only became more complicated until you answered.

mortgage=payment
taxes + insurance = payment

no money and no payment = foreclosure = NO MORE HOUSE

this thing keeps logging me out!
Posted on: 17th Jun, 2009 10:51 am
last first, again...you have to keep an eye on your login/logout situation, no doubt. activity keeps you on, of course.

i was as befuddled as you i think, brian. i don't know that we've figured out what the original question was all about yet, but we do our best, after all.
Posted on: 17th Jun, 2009 10:57 am
MDOUSE1

Did you really get what you want or allof us confused you more than what you are already?

Good luck and feel free to ask
Posted on: 17th Jun, 2009 09:33 pm
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