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What kind of loan will purchase property, then purchase a modular home with almost half $$ Down!

Posted on: 02nd Sep, 2008 05:46 pm
What kind of loan will purchase property, then purchase a modular home with almost half $$ Down!

property-$158,000 (8 acres)
New Modular- $100,000 (4 bdr)
Site work and misc. $20,000

Have $130,000 in cash!
A lot loan will allow you to buy the land. The modular will require another loan that will payoff the lot loan so you end up with one larger long term loan.
Posted on: 02nd Sep, 2008 05:58 pm
can you advise a co. that will do that?
Posted on: 02nd Sep, 2008 06:55 pm
do you pay double closing cocts?
Posted on: 02nd Sep, 2008 06:56 pm
Hi dancinhight,

If you take out 2 separate loans, there will be 2 closing transactions. But it's better to look out for a loan offer worth the total value of the lot and the modular home.

Thanks
Posted on: 02nd Sep, 2008 10:12 pm
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