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the effect of rental property on new homeloan

Posted on: 16th Feb, 2011 03:54 pm
I am going to make my existing home into a rental property and buy a new house. How do they figure in rental income and rental income mortgage when financing a new mortgage for a new house. Is it a wash when the rental income is the same as the rental mortgage.
Thank-you
Bill
These days they will just count it in your debt to income and not allow you to count the rental income. To count it you must have 2 years experience as a landlord and hold a sufficient equity position.
Simply put - you will have to qualify with two mortgages
B
Posted on: 16th Feb, 2011 05:30 pm
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