Posted on: 11th Feb, 2009 11:46 am
I have a fico score of 572, 568, 601. my husband has one of 658,616,615. can i get a morgage with these scores. medical 6000, creditcards 700, student loan 3000, auto 5000. can i get one?
Yes you should be able to qualify for a loan, Do you have any major late payments? Collections? Liens? debt is not too bad. Do you have money for a down payment?
Despite what msnover said, there is not enough information supplied to give you a true answer. The first thing you need to know is the score that will be used is the lowest middle score which is 572.
Before anyone can give you an answer about your ability to qualify, we would need to know...
Combined monthly gross income
Minimum monthly payments of all of that debt you mentioned
Any past due or collection items
Purchase price
Down payment amount
Any additional cash reserves (liquid assets)
This would be the minimum information needed.
Before anyone can give you an answer about your ability to qualify, we would need to know...
Combined monthly gross income
Minimum monthly payments of all of that debt you mentioned
Any past due or collection items
Purchase price
Down payment amount
Any additional cash reserves (liquid assets)
This would be the minimum information needed.
