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Company Loan Type APR Est. Pmt.

Looking for 85% LTV

Posted on: 28th Jan, 2009 07:57 am
my husband is self employed and it is hard to prove his income. we would like to get a refinance with cash out at 85% ltv so we can put in a pool. our credit scores are around 750. any suggestions on banks?
usually, with a stated income loan, you're going to be limited to 75% ltv maximum in trying to cash out.

you might find a lender, but it won't be an easy ordeal.
Posted on: 28th Jan, 2009 09:35 am
Do yourself a favor and really sit down and do the math. See how much this pool is going to cost you. See what the increased payments will be. Dont forget to add PMI. You will be making these payments for 12 months when you may only use the pool for a portion of the year. How much will the pool increase the value of your home and what will your total payments be against the "pool portion" of your loan?
Posted on: 30th Jan, 2009 05:19 pm
how do i review on line
Posted on: 18th Nov, 2010 02:58 pm
Welcome LARRY,

Your query is not clear to me. Can you please explain your query in details so that it becomes easier for me to answer?
Posted on: 18th Nov, 2010 10:05 pm
It will be impossible to get any loan at 85% w/o proving income.

That went away after all the upheaval in the mortgage business a few years back. No lender is dealing with that risk any longer.
Posted on: 23rd Nov, 2010 09:46 pm
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