Posted on: 29th Jan, 2011 11:56 am
Can my husband and I get a mortgage without using my credit, and only use his since I am a stay at home mom and I have no income.
If your husband has a good credit and income, he will be able to get a mortgage in his name. As you've no income, the lender may not include your name in the mortgage docs.
Yes. He can be the only one on the mortgage. If it's a community state, they will add you monthly debt into his dti ratio's for qualification purposes.
