Posted on: 10th Mar, 2011 06:45 pm
i got divorced last year and the decree gave my ex full responsibility of the house and we made a verbal agreement that he would be responsible for the mortgage. he has missed about 8 months worth of payments and my credit has plummited, i have been nicely asking him to refinance or sell the house. i just want out of the loan!! how can i get off the loan and potentially regain credibility as far as my credit goes?
Hi dominica.nucup,
"full responsibility of the house "
As far as full responsibility is concerned it also does include mortgage liabilities.If in your decree there is specific mention of the 'full responsibility' then surely you can threat him to go for the legal action.(I think this could turn out to be a good tactic.)
In order to regain the credibility,first you ask him to refinance the mortgage and thus get relief from the mortgage debt.
:idea: :idea:
Keep in touch......
DIPA
"full responsibility of the house "
As far as full responsibility is concerned it also does include mortgage liabilities.If in your decree there is specific mention of the 'full responsibility' then surely you can threat him to go for the legal action.(I think this could turn out to be a good tactic.)
In order to regain the credibility,first you ask him to refinance the mortgage and thus get relief from the mortgage debt.
:idea: :idea:
Keep in touch......
DIPA