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one west bank not asking for promissary note for DIL

Posted on: 16th Mar, 2013 12:59 pm
can the lender still pursue judgement? what can I expect after I sign
paperwork?
hi epirkel,

normally after a deed in lieu of foreclosure, the lender cannot come after you to recover the deficient balance amount. but if you sign a promissory note mentioning that you will pay off the deficient balance, then the lender will be able to come after you.

thanks
Posted on: 17th Mar, 2013 10:41 pm
Hi epirkel!

Welcome to the forums!

If the bank is not asking for a promissory note, then I don't think you will be liable for paying the deficient balance. You will only have to surrender the property to the lender in order to get rid of it.

Feel free to ask if you've further queries.

Sussane
Posted on: 18th Mar, 2013 08:57 pm
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