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five year waiting period for tranfer

Posted on: 07th May, 2009 09:13 am
how to go about transferring my mothers home to myself. she is going to a nursing home and we wish to hang onto home under the five year waiting period in Iowa.
Hi newmand!

Welcome to forums!

You can use a ladybird deed to transfer your mother's property to yourself. This deed will not make your mother ineligible for Medicaid if she expresses her wish to return back after being taken to nursing home. In case, if she doesnt express her wish to return, the home may be considered as an exempt asset for Medicaid eligibility if her spouse or relative occupies it. However, there are chances that Medicaid would consider her ineligible for medicaid benefits for the next 5 years if she transfers the property to you now.

Feel free to ask if you have further queries.

Sussane
Posted on: 07th May, 2009 08:39 pm
You can also check out the given link:
http://www.mortgagefit.com/propertytransfer/5year-waitingperiod.html#94251

Some of our community experts have also replied to your query over there. Please take a look. I hope it will help you.
Posted on: 08th May, 2009 01:38 am
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