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FHA Loan

Posted on: 26th Jul, 2010 11:24 am
The underwriters are asking for an explanation of my marriage.
My husband lives abroad and I live here in the US. He doesn't have any plans of moving here yet until the economy picks up.
How do i explain this where they will be satisfied with my answer.
Are you using you husband's income to do the loan?
Posted on: 26th Jul, 2010 01:06 pm
Explain it exactly as it is. Are you using his income? Is it a community state. Unless his credit or income is being used for qualification purposes, the details of your marriage are insignificant. What's is the sole reason for this explanation?
Posted on: 27th Jul, 2010 08:00 am
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