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Company Loan Type APR Est. Pmt.

interest rates on FHA loans

Posted on: 02nd Sep, 2006 09:53 am
Can a lender give a higher interest rate on an FHA loan due to poor credit?
Hi,

You can get better rates even with poor credit if you qualify as per the criteria set by FHA.

If any lender is asking for higher interest rate in spite of the fact that you have qualified for FHA loans, then you should contact other lenders and you can get competitive rates.

Thanks
Posted on: 02nd Sep, 2006 01:35 pm
Hi,

One more thing is that, the mortgage lenders usually do not consider the past credit history of the person while providing the loan if the person is able to qualify for a FHA loan.

So, poor credit should not be taken into consideration if you have been allowed to get a FHA loan.

Jane
Posted on: 02nd Sep, 2006 02:43 pm
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