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Company Loan Type APR Est. Pmt.

avoidrisk of mortgage

Posted on: 25th Dec, 2011 01:47 am
you can avoid risk of mortgage by prior mortgage insurance. when you r going to document the mortgage contract avoid compounding interest and make insurance prior to your mortgage contract!
Hi alvinajohn,

It is true that mortgage insurance is a great way to avoid the risk of defaulting on mortgage payments. You can contact your lender and he will help you in getting a mortgage insurance.

Thanks
Posted on: 25th Dec, 2011 08:17 pm
is escrow company do the same thing like mortgage insurance?
Posted on: 23rd Jan, 2012 05:06 am
Hey alvinajohn,

Escrow is how the mortgage company guarantees that they receive payments. They don't want to leave it up to the borrower because if you don't pay taxes, the government can actually take the property, making it extremely hard for the lender to get their investment back. Like mortgage insurance, you may be required to have it; that's how they make sure that you're making payments.

Hope this helped
Posted on: 07th Mar, 2012 01:53 pm
"Hey alvinajohn,

Escrow is how the mortgage company guarantees that they receive payments. They don't want to leave it up to the borrower because if you don't pay taxes, the government can actually take the property, making it extremely hard for the lender to get their investment back. Like mortgage insurance, you may be required to have it; that's how they make sure that you're making payments.

Hope this helped"

Sorry, that was me that replied, i was not signed in.
Posted on: 07th Mar, 2012 01:55 pm
A mortgage insurance is an insurance policy which protects the mortgage lenders from the losses occurred due to default on the mortgage loan. You need to contact your lender regarding this.
Posted on: 24th Mar, 2012 04:21 am
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