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Geneva Roth Cap - Beware of loan shark

Author: Jessica Bennet
Community Mentor
Ask Jessica
Posted on: 28th Nov, 2006 03:32pm
Geneva Roth Capital Inc. which is also known as Loan Point USA ("http://www.loanpointusa.com/" ) is a payday loan company that carries out its own collections. Based at Utah, the company is reported to be a loan shark by several consumers who have shared their experience with the company in our forums.

There have been several complaints so far from customers regarding illegal activities of Geneva Roth. Here's why debtors feel that Geneva Roth is a loan shark:
  • The company often over charges its customers and withdraws money from their accounts repeatedly even after the loan payment is over.
  • The company also keeps changing its contact information due to which customers make repeated calls but fail to get any response from Geneva Roth.
  • Geneva Roth somehow gets access to bank accounts not related to the loan and debits money from such accounts.
  • Even if consumers do not apply for Geneva Roth loans, the company somehow gets access to their accounts and forcefully deposit loan funds without even sending any paper agreement to the debtor.
If you are in problem while dealing with the company or if you need to make an enquiry on your payment, loan balance etc, talk to a customer representative at the Geneva Roth toll free number.

In case you don't get any response from the company, or if they continue with their illegal activities, file a complaint with the FTC, BBB or your State attorney General. And if you'd like to share your experience with Geneva Roth - good or bad, feel free to post it below.
Posted on: 28th Nov, 2006 03:32 pm
I need to contact geneva roth about a payday loan I need a phone number.
They're indeed horrible, they've made so many people fall into trouble..wonder what they get out of it and how can they still maintain their business.
Posted on: 04th Sep, 2007 10:48 am
I was amazed to see how many people were affected by this company. I have spoke to someone who deals withs these types of companies who Like Geneva Roth who take advantage of people just like you and me. want more info e-mail me.

mandie7896@yahoo.com
Posted on: 05th Sep, 2007 05:23 pm
1800-351-8820 ext. 392 Kenya Gray. I left a message today will I hear back hmmmm... highly unlikely.
Posted on: 05th Sep, 2007 05:30 pm
Thanks Mandie for offering help to people suffering because of this company.

Geneva Roth has another number 913-825-1200. Someone who wants to contact them can call on this number too.

Miller
Posted on: 05th Sep, 2007 06:02 pm
I am an attorney who is currently investigating a class action lawsuit against Geneva Roth Capital. If anyone can provide any information as to Geneva’s loans and collection processes, it would be greatly appreciated. I can be reached at sweisbrot@nrmlaw.com. Thank you.
Posted on: 06th Sep, 2007 12:16 pm
Hi Steven,

Welcome to Mortgagefit discussion board.

It is really good to know that lawsuit has been filed against this company. Many people are complaining about their services.

I think you will be getting numerous mails within a few days detailing how they harass borrowers.

It would be nice of you if you can occasionally let us know about the progress of the lawsuit.

Thanks
Blue
Posted on: 06th Sep, 2007 01:13 pm
1-800-351-8820.
Posted on: 06th Sep, 2007 05:05 pm
another number is 913-825-1200
Posted on: 06th Sep, 2007 05:25 pm
i do not know who this company and is and why they are drafting my account every 2 weeks, I want it to stop. Can you help me.
Posted on: 08th Sep, 2007 07:34 am
Hi Lajuan,

If you are saying about the Geneva Roth company, then I can tell you that you need to be aware of them as they are mostly known for their illegal activities of garnishing account of people. If they are drafting your account, you should immediately inform your bank against this and ask them to guard your account. If required, you can take the help of a lawyer in order to stop their activities.
Posted on: 10th Sep, 2007 12:12 am
I took out a $300.00 loan and I need to get in touch with them so I can pay it off, they keep taking the interest amount out of my account but I can't get in touch so I can pay on the actual loan itself.
Posted on: 11th Sep, 2007 06:09 am
Wendy,

You can contact them here -

GENEVA-ROTH CAPITAL, INC
6950 W 56TH ST
MISSION, KS 66202
Posted on: 11th Sep, 2007 12:30 pm
I just talked to someone in customer service. Their number is 1-800-351-8820. I must warn you that they will put you on hold for a long time so do not call from a cell phone with minutes. Hope this helps someone.
Posted on: 14th Sep, 2007 12:27 pm
Hi Wendy,

Geneva Roth is known for their illegal practice of taking out money from accounts of people. So whatever they have done with you is their common activity. I know it is very hard to get in touch with them as they continuously change their contact number. You may try to contact them at the address provided by Niicss. If required, you can also take the help of an attorney general in this matter. He may help you in locating them.
Posted on: 14th Sep, 2007 10:15 pm
I borrowed $300 from that company in April of this year. I have been paying back $180 each month since then. I am planning on closing my account and opening up another one in the same bank. Do you think they will be able to debit from that account?
Posted on: 19th Sep, 2007 12:40 pm
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