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Quit Claim Deed

Posted on: 16th Apr, 2007 10:12 pm
my quit claim deed title has trustee on it that keeps me from getting loans as they think there is a trustee, which means that the deed is worthless to me. how do i rectify this, my lawyer did a affidavit explaining that i was the sole owner but the banks are not listening to this. what can i do?
lee,

This is very strange; when your lawyer has already taken a legal step, the banks should have been convinced. But then they may have separate rules. By the way, did you approach a broker. May be he can be of some help and assist you in finding a loan.
Posted on: 16th Apr, 2007 10:48 pm
Welcome Lee,

You must have a special purpose for appointing someone as the trustee to your property. And, there should be some legal written agreement with the trustee.

If you can provide the agreement to the banks, then they can be convinced of your being the sole owner. Or else, I can only think of one way out. ask your trustee to sign over a quitclaim deed so that the title gets transferred in your name.
Posted on: 16th Apr, 2007 11:12 pm
Hi Lee,

Welcome to Mortgagefit forum.

Adonis is correct, asking the trustee to quit claim will be much easier. But I can't understand how some trustee still named on the title?

In such situation, a quit claim deed is used to clear the cloud on title. You need to get in touch with the trustee and convince him to sign a quit claim deed so that you get a clear title.

Colin
Posted on: 17th Apr, 2007 04:26 pm
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