Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Mortgage Project

Posted on: 30th Apr, 2007 07:32 pm
Hello fellows,

I am going to perform an economic analysis and present a mortgage project for my class. I have a few questions and I need your help.

1) What are annual taxes and annual insurances in Jacksonville, Florida? (I need a link for that)

2) What are mortgage rates for 20 years and 30 years in Jacksonville area? (I need a link for that, too)

Thank you for your big help!
Welcome Kovit,

The annual taxes are the property tax payments made by every homeowner. For this, the homeowner usually deposits the taxes in monthly installments into an escrow account.

The annual insurance refers to the homeowner insurance policy which most homeowners purchase as a protection for their home from physical damages due to natural calamities, at times, including disaster due to flood.

A homeowner has to pay annual homeowner's insurance premiums but in most cases, if he has taken out a home loan, then the premiums are paid on a monthly basis into the escrow account.
Posted on: 30th Apr, 2007 09:10 pm
Hi Kovit,

Welcome to the forums.

Currently, the average rate on 30 year fixed rate loans in Jacksonville, Florida have gone down to 5.76% by 1 basis point.

Thanks,
Jerry
Posted on: 30th Apr, 2007 09:20 pm
Currently, 20 year fixed mortgage rates in the United States have gone down to 5.71%. So, the Jacksonville rates would be somewhere around this value.
Posted on: 30th Apr, 2007 09:35 pm
Best of luck for your presentation Kovit :)
Posted on: 01st May, 2007 05:37 pm
Page loaded in 0.095 seconds.