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Assumption of mortgage

Posted on: 22nd Aug, 2013 01:07 am
I am looking forward to take over my mother's mortgage. Is mortgage assumption a possible option?
Hi Pearl,

You will have to check out your loan documents in order to find out whether or not the loan assumption clause is mentioned on the docs. If yes, then you will be able to assume the loan.

Thanks
Posted on: 22nd Aug, 2013 01:51 am
Hi Pearl,

Though you have the option of loan assumption to take over your mother's mortgage, most lenders will prefer if you could refinance the mortgage in your name.

Thanks
Posted on: 22nd Aug, 2013 08:20 pm
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