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borrow money against property with no current mortgage

Posted on: 08th Jul, 2012 08:33 am
We have a doublewide trailer with a 4 car garage and have no mortgage. We would like to borrow about 30,000 for a few improvement projects as well as pay off a car note. Property is in a rural subdivision located in Florida. Credit is fair to good with no problems in the last couple years.
Hi oldflatfoot,

You can contact the local lenders and start applying for a mortgage using your property as a collateral. If you want to take out a conventional loan, you need to have a credit score of around 700-720 whereas if you want to go for a FHA loan, then you need to have a score of around 600-620.

Thanks
Posted on: 08th Jul, 2012 08:17 pm
Hi oldflatfoot!

Welcome to forums!

This community has a large number of lenders who participate in the forum discussions. You can seek a no obligation free mortgage quote from them and check out whether or not you may get a mortgage.

Feel free to ask if you've further queries.

Sussane
Posted on: 09th Jul, 2012 09:48 pm
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