Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

thank you guys, one quick question

Posted on: 30th Jun, 2007 09:46 am
ON THE DAY OF CLOSING, HOW DO AMOUNTS GET PRORATED?

FOR EXAMPLE, IF THE CLOSING IS ON JAN 12TH, DOES THE SELLER PAY FROM JAN 1ST UPTO JAN 11TH, AND BUYER PAYS FROM JAN 12TH ONWARDS -OR-

BUYER STARTS PAYING THE NEXT DAY, FROM JAN 13TH ONWARDS?

PLS REPLY ASAP...THANK YOU
Hi xmljar,

At the time of closing, certain costs are often prorated between the buyer and the seller.One most common prorated closing cost is real estate ad valorem taxes which are paid at the end of the year for which they were assesed and they are prorated between the buyer and the seller.The buyer would pay the tax for the months following the closing date until the date the taxes had to be paid.And the seller would have to pay for the month untill the real estate closing date.
Posted on: 02nd Jul, 2007 12:43 am
Hello xmljar,

On the day of closing, certain costs are prorated between buyer and seller. The most common prorations are for property taxes. This is because property taxes are typically paid at the end of the year for which they were assessed. So, if you have lived in a house for half the year, the bill for the taxes would not be due until the following year.
Posted on: 02nd Jul, 2007 05:06 am
Page loaded in 0.077 seconds.