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Do closing costs vary?

Posted on: 15th Apr, 2013 12:47 am
Hi everyone! I need to know whether closing costs like inspection and origination fee vary from bank to bank for an FHA loan Please help.
Hi Guest,

Yes, the closing costs can vary from one lender to another. As a result, borrowers can negotiate with their lenders about closing costs.

Thanks,

Jerry
Posted on: 15th Apr, 2013 03:08 am
Hi Guest!

Welcome to the forums!

Closing costs vary not only from banks to banks but it also vary from state to state.

Feel free to ask if you've further queries.

Sussane
Posted on: 15th Apr, 2013 08:55 pm
No fixed percentage of the price of the house has been fixed as the closing costs. So different segments of the closing costs such as the loan origination fees, inspection fees vary across lenders.
Posted on: 15th Apr, 2013 09:49 pm
Yes the Closing costs vary from area to area and to some extent, lender to lender.

There two ways to get an idea of what will be the costs.

1) Look at the HUD-1 Settlement Statement from when you obtained your most recent first mortgage.

2)When applying for a reverse mortgage,the lender is required to give you a "Good Faith Estimate" of what the costs will be.
Posted on: 16th Apr, 2013 02:16 am
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