Can we be approved?

Hi there! I had a few questions I was hoping you could answer for me. My husband and I filed bankruptcy in 2003. We have since began to repair our credit but did have problems with one account since then. We have a few credit cards that we don't really owe anything on. We own our home and have lived here for almost 10 years so we have quite a bit of equity. We have been late on payments a few times but are current now and have been for quite some time. We own a 3 acre lot and would like to find a builder to build us a home. We would probably only put the loan in my husband's name since I stay home with our children at this time. He is the only income. He has worked for his company for about 11 years and has an income of about 75,000. His scores are 589 590 and 630. We have a pretty good savings and also a trust that was left when his parents passed away. Since we own the lot outright we would be looking for a loan of about $200,000 to $250,000 and then we would pay at least 1/2 off when we are able to move into the new home and sell our current home. My question is in your opinion will all of this be enough to allow usto be approved for a home construction loan? Thank you so much for your time.