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Insurance Title Policy

Posted on: 24th Jul, 2007 04:58 pm
In the event of an inter-spousal transfer or a Quick Claim Deed, whereby an unmarried women grants Title to the property to herself and her husband as grantees, what is the effect on the owners title insurance policy, will the coveraged afforded under the policy extend to the grantee in this instance?
Typically not. The insurance is usually rendered invalid upon change of vesting or transfer of title. Check with the title company who issued the policy to be 100% certain.
Posted on: 24th Jul, 2007 05:31 pm
I too think you will have take out a new policy after title ownership is changed. But do inquire with the insurance company to know what policy they have in such situations.

Miller
Posted on: 24th Jul, 2007 05:56 pm
Welcome back ken,

good to see you here again.

Ya, one may have to purchase a new title insurance policy as the transfer of property trough quitclaim deed is likely to invalidate his insurance policy.
Posted on: 24th Jul, 2007 09:38 pm
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