Posted on: 27th Jan, 2009 07:40 pm
my wife and I make 150k yr together, we have no bad date just a motorcycle loan. our credit score is 640 could be higher(just paid a lot of debt off waiting for them to report). Can I get a mortgage? Made offer on house yesterday.....
Trying to get pre approval for a mortgage with a credit score of 646 ... am I wasting my time?
Hi merrimom!
Welcome to forums!
With a credit score of 646, you won't be able to qualify for a conventional mortgage. However, you can definitely qualify for a FHA loan. You should contact the local FHA lenders in order to get a loan.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
With a credit score of 646, you won't be able to qualify for a conventional mortgage. However, you can definitely qualify for a FHA loan. You should contact the local FHA lenders in order to get a loan.
Feel free to ask if you've further queries.
Sussane
My wife has 786 score but only makes 45k. I make around 65k but my score is only 620. Will a lender allow me on the loan?
Hi jason!
Welcome to forums!
With a 620 credit score, you may be allowed on the loan but you may not be the primary borrower of the mortgage.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
With a 620 credit score, you may be allowed on the loan but you may not be the primary borrower of the mortgage.
Feel free to ask if you've further queries.
Sussane
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