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can an heir get out of a reverse mortgage

Posted on: 24th Mar, 2011 06:18 pm
Signed as an heir on a reverse mortgage did not know what i was getting into, do not want more debt relative still lives on property. Can i decline?
Welcome Phil,

You can refuse to sign on a reverse mortgage. Moreover, unless you're 62 years of age, you won't be able to qualify for a reverse mortgage.
Posted on: 24th Mar, 2011 08:48 pm
I have already signed as an heir to a reverse mortgage. Do I have to go through with it?
Posted on: 25th Mar, 2011 05:33 pm
Hi Guest!

Welcome to forums!

When the original borrower of the reverse mortgage is deceased, you can surrender the property to the lender. It is lender who will sell off the property and recover as much dues as possible. He won't come after you for the deficient balance resulting from the sale of the property.

Feel free to ask if you've further queries.

Sussane
Posted on: 25th Mar, 2011 07:59 pm
Posted on: 28th Mar, 2011 08:26 pm
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