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High down payment

Posted on: 22nd Aug, 2013 01:04 am
Hello there... I am buying a house in Arizona. The property value is $37000. The owner of the property is asking for $15000 down payment. The owner is not a realtor but want to wrap up everything fast. How do I know that what he is doing is quite legit? I have seen the keys in his hands. That's not an issue.
Hi Lerrs,

I guess you are going for the option of owner financing. In such a situation, you will have to agree to what the seller says. If you have taken help of a traditional mortgage, then you would not have been liable for paying such a high down payment.

Take care.
Posted on: 22nd Aug, 2013 01:37 am
Hi Lerrs,

Yes, Sara is right in saying so. If you are going for an owner finance property, you will have to agree to what the seller asks for. In order to safeguard yourself, you and the seller can draft an agreement mentioning the terms and conditions of the deal.

Thanks
Posted on: 22nd Aug, 2013 08:56 pm
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