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Which home option to go for?

Posted on: 24th Jul, 2013 12:21 am
Hello there... not sure which option I should go for. My parents and I have good income and can afford a 300k house or a 600k house with equal ease. Should I buy a bigger house right now or should I opt for a house of 300k with 100k down and pay it off within next 10 years and then buy the bigger house?
Hi Guest,

In my opinion, if you can afford the bigger house, then you should buy it right now. The mortgage interest rates have already started to increase. With time the rate will increase further. In order to avoid the higher interest rates, you should buy the bigger property now.

Thanks,

Jerry
Posted on: 24th Jul, 2013 12:49 am
Hi Guest!

Welcome to the forums!

I agree with Jerry's opinion. You should get in touch with the lender and apply for the mortgage for the bigger home. That will be a better choice for you.

Feel free to ask if you've further queries.

Sussane
Posted on: 24th Jul, 2013 09:36 pm
I too agree with Jerry's opinion. As the mortgage rates will increase through 2013, it is certainly wiser and better to take out a home mortgage loan now, even though it might be a huge amount.
Posted on: 25th Jul, 2013 12:54 am
Hey the last post was written by me Ashley :)
Posted on: 25th Jul, 2013 12:55 am
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