Posted on: 31st Jan, 2013 01:05 am
Hi there… my mother has a mortgage on her property. Is there any way by which my husband and I could be added to the mortgage and then just keep paying it when my mom passes away?
Best option is to be added to title, then make all the payments for 12 months. Then you would be able to refinance and get added on, or delete your mom from the loan. You would not want the property to go into probate, so being proactive is best. Good luck