what is a lenders certification

and what did you tell that person?

now, to be serious for a second...a lender's certification could actually be a few different things. it's all about context. do you know the context in which the question was posed to you?

it was in regards to a loan condition on a conventional file. U/w is requesting a Lenders Certification.

there is a document often called "Borrower's Certification and Authorization" which is used, but frankly, i can't say i'm certain what is being discussed here.

it wouldn't seem to be the kind of thing that would hamper a loan application in any way, shape or form, however.

The borrowers certification and Authorization isn't the same thing. Thanks for your help I will have to get more info in regards to the U/W wishes.

does signing the Borrowers Certification & Authorization " the borrower authorizes the lender to disclose the information contained in the loan application to any investor looking to purchase the loan.

Hi Annitta,

By signing on the Borrowers Certification & Authorization form you declare that the information you have provided in your loan application is true. You also authorize the lender to verify the information and check if the information provided by you is true. The lenders can surely disclose this information to the investors, but they cannot disclose to any other third party.

Thanks,

Jerry

Definitely need more information to suggest what it might be. Sometimes when a lender is subordinating their lien you need things certified from them, like for instance if the loan is interest only or not.