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A great choice towards the mortgage crisis?

Posted on: 03rd Apr, 2012 09:51 pm
Rather than companies just kicking home proprietors out who can't pay, how about we the businesses just calculate the total amount and convert these sub-prime and arm mortgages to fixed mortgages that would definitely be for odd amounts of years, and obtain their cash eventually and permit the proprietors to support the house? Wouldn't this save the economy?
hi pratikjajalstp,

well, in order to convert the sub-prime and arm mortgages into fixed mortgages, they need to be refinanced. unless there is equity in the property, the lenders won't refinance the loan. rather than converting the loans, it will be better if the borrowers could apply for harp and hamp.
Posted on: 04th Apr, 2012 12:10 am
Hi pratikjajalstp!

Welcome to forums!

To know all about HARP and HAMP, check out the given pages:
http://www.mortgagefit.com/problems/homeaffordable-refinance.html
http://www.mortgagefit.com/problems/homeaffordable-modification.html

Feel free to ask if you've further queries.

Sussane
Posted on: 04th Apr, 2012 08:09 pm
The information which you have provided of HARP and HAMP are good for me and helpful to me.
Posted on: 04th Apr, 2012 08:58 pm
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